For First-Time Home Buyers
1.
Get Pre-Approved
Before you start looking at homes, understand what you can afford. A lender will review your finances and give you a pre-approval letter, which shows sellers you are a serious buyer.
2.
Find a Real Estate Agent
A good agent is your advocate. They will help you find properties, make competitive offers, and guide you through the closing process.
3.
Start Your Home Search
Create a list of your must-haves and nice-to-haves. Attend open houses and view properties with your agent. Be prepared to act quickly when you find the right home.
4.
Make an Offer &
Close the Deal
Your agent will help you write a strong offer. Once accepted, you'll go through inspections, appraisals, and finalize your mortgage before closing and getting the keys!
For Renters
1.
Determine Your Budget
A good rule of thumb is to spend no more than 30% of your gross income on rent.
2.
Know Your Needs
Decide on the number of bedrooms, bathrooms, and essential amenities like in-unit laundry or a pet-friendly policy.
3.
Prepare Your Documents
Have your ID, proof of income (pay stubs, tax returns), and references ready to streamline the application process.
4.
Tour Properties &
Ask Questions
Don't be afraid to ask about utilities, maintenance, security deposits, and lease terms.
5.
Read the Lease Carefully
Understand all clauses and fine print before you sign. This document protects both you and the landlord.
6.
Document the Condition
Take photos and videos of the apartment before you move in to protect your security deposit.
Check Out The Guides
Want a more detailed view of the home buying process, more information on rentals, or the pros and cons of renting vs buying?
We have your back. Check out the guides below.
